Lending Underwriter (Team Lead)

A specialist mortgage loan and mortgage lender, who specialize in bridging loans, second charge mortgagees, commercial and development finance are looking for a Senior Lending Underwriter to lead the underwriting team and report directly to the senior management. 

You will be responsible for managing a caseload to maximise loan completions and new business in one of the leading specialist lenders in the UK.  

Role and Responsibilities 

• Manage and delegate caseload responsibilities 
• Underwriting and assessing loan documentation, including valuation reports and requesting additional information where required 
• Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
• Proactive chasing of outstanding information from third parties and timely updates to introducers to enable service excellence
• Recommending and referring cases to Credit Committee where credit committee approval required.
• Liaising with introducers, valuers and solicitors
• Overseeing cases from inception through to completion
• Data Management

Skills and experience 

• Experienced underwriter, both hands on and managing others 
• Demonstrated experience in making credit decisions 
• Good organisation and communication skills 
• Ability to work in a fast paced environment 
• Proactive nature and nature inquisition
• Confidence to challenge others on credit decisions 

Salary and Benefits
Up to £70k, with 10-25% annual bonus, healthcare benefits, other employment perks throughout the year (OTE £90k)